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Why are regular credit checks essential for your financial security?
Nowadays, financial security is very important. Credit score plays an important role in your financial future. Regular credit checks will help you understand your financial situation and take necessary action. Many times we don't know what our credit score is, but it can affect bank loans, credit cards or any other financial transaction. [more...]
Common Myths About Credit Scores Debunked
Credit score is a topic that is almost unknown to everyone and misconceptions are prevalent. Many people think that credit score is only important in getting a loan. But actually it affects your financial situation, loan acceptability, future loan prospects and many other factors. [more...]
What is an Eligibility Score?
Your eligibility rating is worked out by comparing your credit record information with the lender's criteria. Each lender has its own rules about the sort of person they wish to have as a customer, and you may well be accepted for one lender, and turned down for another which is using the same information. Using an eligibility checker should mean that you only put in applications for products which you know you are pretty certain of being approved for. [more...]
How to Improve Credit Score in 5 Simple Steps?
Your credit score plays an important role in your financial life. This helps lenders decide whether to lend to you. A good score means lower interest rates and better offers. But don't worry, there are 5 easy steps to follow to know how to improve your credit score. [more...]
Understanding Your Credit Score: What is a good credit score?
Your credit score provides information about your ability to repay debts. A good score helps you get loans easily and has lower interest rates. When you want to purchase something new, credit score is very important. [more...]
Being a Guarantor
Being a guarantor means you are agreeing to take responsibility for someone else’s loan or mortgage. If the borrower can’t make their repayments, you “guarantee” to pay it for them. It's wise to only to agree to act as a guarantor for someone you trust and know well, such as a family member. [more...]