News
What Is a Good Credit Score?
Your credit score is one of the most important factors influencing your eligibility for credit – whether it's a loan, credit card, mobile phone contract, or mortgage. This three-digit number has a huge effect on your financial life. [more...]
Top Tips for Boosting your Mortgage Chances
Securing a mortgage deal for a new property can feel like a daunting task, especially in the middle of a cost-of-living crisis and changing interest rates. However, there are some tips and trips which can help to improve your chances of obtaining a good deal [more...]
Buy Now Pay Later and Your Credit Score
In recent years, Buy Now Pay Later (BNPL) services have become a common feature of many online shopping websites, allowing you to spread the cost of both large and small purchases over several months. Some of the big names in the UK buy now pay later market are providers like Klarna and Clearpay. [more...]
How Do I Check My Credit Score
Understanding how your credit score is calculated, and monitoring how the numbers change over time is crucial for financial well-being. A good credit score improves your chances of being approved when you apply for new credit being granted good terms. [more...]
Bad Credit and Car Finance
Very few of us are in the financial position that we can walk into a car dealership and pay for our new vehicle in cash. Most of us will rely on some form of finance, whether that is organised by the dealer, or arranged through the bank or other financial services provider. [more...]
New Year New Credit Score
When you apply for a loan, mortgage or other form of credit, the state of your credit score is the biggest factor in getting approved for your credit on favourable terms. If your credit score isn't as healthy as it might be, then that could drastically affect your ability to get credit. [more...]