News
Building Your Credit History
Having a good credit record significantly influences someone's ability to secure loans, mortgages, bank accounts, phone contracts, and credit cards. One of the most common problems for younger people, or for those who have recently moved to the UK, is how to get that first loan or credit card with no financial history [more...]
15 Million People have Adverse Credit
Recent research carried out by a leading British financial services company has revealed that over 15 million individuals nationwide have faced historical credit challenges that could potentially hinder their ability to secure a mortgage. [more...]
Why is My Credit Score Important
Your credit score develops in the background of your finances as you borrow and repay money, reflecting your credit history and financial habits. It's not something that many of us pay much attention to on a daily basis [more...]
Does Checking Your Credit Score Make it Worse?
The internet has made it easier than ever for members of the public to check their credit score. It takes seconds to log into a website or tap on an app on your smartphone and look at the information which lenders will see about you. [more...]
How Do Lenders Decide Whether to Give Me Credit?
If you are thinking about taking out a new a loan or credit, such as a credit card, understanding how lenders decide whether to lend to you or not is crucial. It all hinges on your credit score, which is a set of numbers indicating to the credit companies how risky it might be to have you as a customer. [more...]
People New to the UK Can Bring their Credit Score with Them
In an international jobs market, it's more common than ever for workers to spend part of their careers working outside their home countries. One of the main issues for British workers moving overseas, or overseas nationals moving to the UK is renting properties or opening a bank account. [more...]