News
All About CCJs
If you owe money to a company and a court has ruled that you must repay it, you may have a County Court Judgment (CCJ) against you. Having a CCJ can negatively affect your credit rating, making it difficult to get credit or borrow money from banks or get hire purchase finance on a new sofa or car. [more...]
Credit Unions and Your Credit Score
In 1964, the first credit union in Britain opened its doors as a new way of offering banking facilities to people who have difficulty accessing standard finance. Credit unions have grown to serve over 1.2 million individuals across England, Scotland and Wales in the last five decades [more...]
Most Common Credit Myths
Fake news has been one of the biggest trends in recent years, with false information on all sorts of topics being spread online and widely shared. Sometimes it's easy to spot when you are being told something which isn't true. [more...]
How To Protect Your Credit Score
If you've already checked your credit score and found that you are scoring better than average, then it is easy to take your eye off the ball and assume that you have nothing to worry about. However, credit scores can go up as well as down [more...]
Can I Improve My Credit Score in 30 Days?
Your credit score is one of the most important factors in your finances and plays a key role in your ability to get a loan or a good deal when you apply for a new credit card. Credit scoring and finance can be very complicated and it's perhaps not surprising that lots of people don't really understand how it all works [more...]
APR and How It Can Affect Your Credit Score
APR, which stands for Annual Percentage Rate, is the annual interest amount paid on borrowed money. When you are considering taking out a credit card or loan, you will be told what the APR on that product is. [more...]