News
Which Jobs Require Credit Screening?
Employers across all industry sectors have in recent years started checking more deeply into someone's background when they apply for a job. Standard checks include looking at factors such as employment history, checking academic qualifications, and criminal record checks also known as DBS checks. [more...]
Payday Loans - Should They Be Avoided
Payday loans offer a quick solution for short-term financial needs. This type of finance is available both in high street stores but it is perhaps more common to get payday loans online. While they offer easy access to funds, they often come with extremely high interest rates. [more...]
Could Online Gambling Damage Your Credit Score?
Once regarded as a very niche hobby, the internet has brough gambling into the mainstream. Mobile apps and internet websites are widely advertised as a fun way to spend your free time so it's no surprise that so many people have embraced gambling as a leisure activity. [more...]
British Bank Launches New Mortgages for Those with Lower Credit Scores
One of the most common misconceptions about credit scores is that if your credit score isn't perfect, then you stand no chance of getting a mortgage. In the past it may well have been true that with a lower credit score, you may have a restricted choice of products compared with someone with a higher score. [more...]
What Is a Credit Builder Card?
If you don't have a credit history due to never having taken out a loan or credit before or are new to the UK, one way of starting to create your credit score is to use a credit building card. These cards can also be useful for people who already have a poor credit history. [more...]
Hard and Soft Credit Enquiries
Understanding how credit scoring works is the first step in attempting to improve your credit score. Having a high credit score can open doors by allowing you to access a wider range of credit products, and can also translate into potential savings [more...]